Financial Tips – How to invest your savings
BANKS The banking system is the system around which the economy revolves; it is the system that controls the investment and financing markets, including through different companies and mechanisms, and which appear to be in competition with the banks. This is not always the case. CREDIT GUARANTEE COOPERATIVES Basically, they are bodies that work alongside […]
Read MoreWith the new year, two European standards came into force: the new PRIIPs Regulation and the law transposing the MIFiD 2 Directive. Two standards intended to increase the level of protection and transparency for investors. THE NEW PRIIPS REGULATION The PRIIPs regulation is applicable to financial instruments such as derivatives, certificates, covered warrants, ETF / […]
Read MoreIn a country with low financial risk, government bonds represent an excellent investment in terms of security and liquidity but not in return.The financial system tends to suggest that investing in government bonds today would represent a high risk. Greece aside, one of the highest in Europe. Government bonds from other countries such as Germany […]
Read MoreThe main reason why those who invest in Mutual Funds do not achieve the expected returns is the weight of commissions! The total costs associated with investing in an Italian mutual fund are, therefore, estimated at an average of 1.58% per annum of the total assets of the funds over the period 2006-2016, with a […]
Read MoreRIPs should be a new form of medium-term investment, created with the aim of channelling household savings to Italian SMEs. Attention, however, only listed SMEs!, through investment in financial instruments such as bonds, shares and shares of funds of SMEs with a stable organization in Italy. The RIPs, according to the promoters of this umpteenth […]
Read MoreIs learning to invest difficult? Many people think that investing is an extremely complex activity, reserved only for professionals or experts. All wrong: investing is not difficult at all and everyone can learn, as long as they dedicate time and effort. Learning to invest is an excellent idea: there are many profitable investments that are […]
Read MoreIn recent years, Italian banks’ revenues from lending activities have been declining, while those from bank commissions and financial trading activities have been growing. Loans to businesses have plummeted. Although they have fallen in recent years, banks’ costs in Italy remain the highest in Europe. Italian banks have one of the lowest earnings from bank […]
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